Completed Articleship from Price Waterhouse after PGDBM from XLRI. Practicing Chartered Accountant since 1988 and a senior partner in M/s MKPS & Associates. Experience in Statutory audit of banks and also as Statutory Central Auditors of Union Bank of India and State Bank of Mysore. Specialization in Project Appraisal and Finance, Risk Rating, Debt Restructuring & NPA Management. Visiting faculty since 1988 and to various Management Institutes like XIMB, Sambalpur University, Praxis Business School, SPJCM – Dubai & Singapore and also in the GMCS programme of the ICAI. He has many articles to his credit and one of them has been published in the book on “Projects” authored by Dr Prasannachandra.